Calculators
Mortgage Repayment
OpenCalculate loan repayments, interest costs, offset benefits, and explore extra-repayment scenarios.
Stamp Duty
OpenState-by-state stamp duty calculator with first-home-buyer and PPR concessions. Covers NSW, VIC, QLD, SA and WA.
LMI
OpenEstimate Lenders Mortgage Insurance when the deposit is below 20% of the property value.
Borrowing Capacity
Sign inMaximum loan amount based on income and expenses (APRA-compliant).
Refinance
Sign inCompare your current loan with refinancing options and savings.
Income Tax
Sign inEstimate Australian income tax, Medicare levy, LITO offsets and HELP/HECS repayment for any financial year.
Investment Property
Sign inRental yield, cash flow, tax benefits and capital growth analysis.
Budget Planner
Sign inTrack income vs expenses with HEM benchmarks and a financial health score.
Car Loan
Sign inVehicle finance repayments, total interest and depreciation schedule.
Construction Loan
Sign inProgressive drawdowns and interest calculations during the build phase.
Family Guarantee
Sign inCalculate how family equity can be used to avoid LMI.
Retirement Planning
Sign inProject retirement income against ASFA standards and your super balance.
Personal Loan
Sign inCompare secured vs unsecured personal loan repayments and total interest.
Debt Consolidation
Sign inSee how much you could save by combining multiple debts into one loan.
Mortgage Health Check
Sign inA+ to F mortgage report card covering rate, LVR and equity position.
Green Home Loan
Sign inNatHERS discount, solar and battery analysis for energy-efficient homes.
Multi-Investor Property
Sign inOwnership splits, cash-flow sharing and exit scenarios for joint investments.
Build vs Buy
Sign inCompare the costs of building new vs buying an established property.
Capital Gains Tax
Sign inCGT on investment property and shares, including the 50% discount.
Affordability
Sign inAPRA-based maximum property purchase price you can comfortably afford.
Serviceability
Sign inTest loan serviceability against lender assessment rates and APRA stress test buffer.
HECS-HELP Repayment
Sign inHECS-HELP repayment schedule, indexation impact, and payoff timeline.
First Home Buyer
Sign inFHOG, FHBG, and Help to Buy eligibility checks across every state.